Defense Electronics Federal Credit Union

Member Owned, Member Operated

ADDITIONAL SERVICES

1) Money Orders - Money orders are available for a nominal fee. Money
orders can be used as checks and can be tracked if needed.

2)      Wire Transfers In/Out - The Credit Union is able to receive and transfer
   money via wires to and from your account. This can be done timely.
   Fees vary upon destination.

3)      Auto Warranty Program - Extended Auto Warranties are available for
   new and used cars through Old Republic Insurance. The warranties are
   very thorough and we have found them to be substantially less than most
   car dealerships. Call for more info!

4) Certified Share Drafts - Share Drafts can be certified by any teller and
should be accepted anywhere.

5)      Direct Deposit - Direct deposit offers the convenience of paying
   yourself first each payday. You can arrange for a specific amount or your
   entire check to be deposited into various accounts or payments.

6)      ACH Services - You have the ability to have various payments
   automatically deducted from your share draft account (i.e. electric,
   gym, pymts).

7) Notary Services - Notary Services are available free of charge to all
credit union members.

8) Club 55 - Discount services are offered to our member’s age 55 and
older.

9) Cub Club - Accounts are opened with a $5.00 deposit for all newborns.

10) U.S. Savings Bonds - Series EE and I bonds can be purchased and
redeemed at the Credit Union.

11)    VISA Check Card - The Visa Check Card is an ATM Card that can be
   used for ATM withdrawals and Point of Sale purchases. The check card
   correlates with the members Share Draft Account.

12) VISA Gift Cards - Available in any amount from $10.00 to $500.00.
The fee per card is $2.25.

13) Insurance - All accounts are insured by the FDIC for up to $250,000.00.

14)    Life, Auto & Accident Insurance - All members have the option to buy various insurance,
   i.e. life, auto, etc., at very competitive rates. Life and Accident insurance sold through CUNA    Mutual Insurance Society. Auto insurance provided and underwritten by leading insurance    companies, including Liberty Mutual and its affiliates, 175 Berkeley Street, Boston, MA. Life,    Auto & Accident is not a deposit and is not federally issued or guaranteed by your credit
   union.